Just so you know, we don't disclose the exact formula used to calculate the available loan amount. However, if a loan isn’t repaid within a reasonable time, the outstanding loan will automatically be deducted from your future rewards. If this was not possible and if any loans remain unpaid after 30 days, Goated reserves the right to disable or permanently delete your account, along with removing any associated benefits.

Please note that you can only take out a maximum of four loans within a 24-hour period.