Goated Loans
Needing some extra cash? Collateral your rewards and secure a loan now to boost your balance!
Apr 7, 2026
Update: Loans are back on Goated for Sapphire VIP players and above.
With Goated Loans, you can borrow against your pending rewards seamlessly.
Message your VIP host to get loans activated now.
If you’d like to repay your loan, you can do so directly through the loan feature using USDC, here.
Just so you know, we don't disclose the exact formula used to calculate the available loan amount. However, if a loan isn’t repaid within a reasonable time, the outstanding loan will automatically be deducted from your future rewards. If this was not possible and if any loans remain unpaid after 30 days, Goated reserves the right to disable or permanently delete your account, along with removing any associated benefits.
Please note that you can only take out a maximum of four loans within a 24-hour period.